Personal Loan
Persoanl Loan
Unexpected or emergency expenses can arise at any time in life. If you are currently planning a wedding or dreaming of enjoying a vacation abroad but lack the funds, there's no need to worry. On the contrary, it is indeed a good idea to explore the option of applying for a personal loan to cover these expenses.
Personal loans offer dual benefits of quick access to funds and the absence of collateral requirements. Whether you are planning to spend your next dream vacation with your loved ones or preparing for your wedding, personal loans are an excellent way to secure the necessary funds. It has also become a great option for financing other purchases. While having a fixed salary can present a challenge, personal loans still remain a viable choice.
Eligibility Criteria
Need a personal loan to meet your immediate financial requirements? Make sure you run through the basic personal loan eligibility criteria listed below to avail a personal loan as fast as possible, only from PHF LEASING LIMITED. Also, remember to put in place all the necessary documents well ahead in time, for faster processing of your personal loan.
Eligibility Criteria
Any Indian resident who is an active employee of an MNC, Public or
Private limited company and is between 21- 58 years of age is
eligible for availing a personal loan at PHF LEASING LIMITED.
The following are some of the other criteria for availing a
Personal loan.
Documents Required For Personal Loan
Need a personal loan to meet your immediate financial requirements? Make sure you run through the basic personal loan eligibility criteria listed below to avail a personal loan as fast as possible, only from PHF LEASING LIMITED. Also, remember to put in place all the necessary documents well ahead in time, for faster processing of your personal loan.
Eligibility Criteria
Meeting the basic documentation requirement is a must for applying
for any kind of loan. If you intend to apply for a personal loan
at PHF LEASING LIMITED, you must provide self-attested copies of
all the required documents, depending upon a number of factors
such as your service/profession, income and loan requirements. At
the same time, carry the original copies for the purpose of
verification.
Find out the detailed list of personal loan
documents that are required to avail personal loan.
What are the Interest Rates and the Tenure?
You can avail an attractive rate of interest on a personal loan,
only after you have fulfilled the personal loan eligibility
criteria. However, the rate of interest to be levied on your
personal loan is solely at the company’s discretion. Currently,
the rate of interest applied on PHF LEASING LIMITED personal loan
is flat 15% p.a. The tenure of a personal loan may range up to
maximum 60 months
Check the fees and charges on personal
loan.
Know Your EMIs and Available Repayment Options.
If you take a personal loan from PHF LEASING LIMITED, you shall be
offered with a convenient option of repaying your amount of loan
over a period of fixed term. You can repay the borrowed sum
through feasible EMIs which can be calculated accurately with our
EMI options. The duration of the tenure and the monthly instalment
of EMI are closely related to each other. The shorter the duration
of the tenure higher will be the amount that you need to pay
towards the repayment of the loan each month.
Make sure you
check the personal loan eligibility criteria before applying for a
personal loan.